Needs Calculator

You need life insurance, but how do you know if you need $100,000, $250,000, $500,000 or more? Our easy-to-use calculator will help determine the right amount of coverage for you.

Life Insurance Needs Calculator

Income

Annual income your family would need to live comfortably in your absence
(typically 60 – 80% of your current household income)

Annual income your family would have from other sources

$0/year

Annual income to be replaced

years

Number of years your family would need this replacement income

Expenses

Funeral and other final expenses

Mortgage and other debts

Estimated college costs

Total Expenses

Assets

Savings and investments (don't include retirement savings)

Total face amount of all life insurance policies you own

Total Assets

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Needs Calculator

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Income

Expenses

Assets